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Unlock Your Home's EquityAffordable Home Equity Loans

Owning a home is a significant investment, and over time, you build equity in your property. This equity represents the difference between your home’s current market value and the outstanding balance on your mortgage. A home equity loan allows you to tap into this valuable asset, providing access to funds for various purposes.

Apply for a Home Equity Loan Today

Access to 90+ lenders for the best deals

We find the best price possible for you on the market bespoke to your individual needs

Home Equity Loans: A Smart Way to Finance Your Dreams

Home equity loans offer numerous advantages to homeowners:

home loans

Lower Interest Rates

Compared to other financing options, home equity loans typically carry lower interest rates, reducing the overall cost of borrowing.

Flexible Usage

Home equity loans can be used for a wide range of expenses, including home renovations, debt consolidation, educational expenses, and even vacation getaways.

Predictable Monthly Payments

Home equity loans typically have fixed interest rates, resulting in stable monthly payments that are easy to budget for.

One-stop-shop for all your mortgage needs

We secure your  approval, with access to 90+ lenders for the best deals, and offer to exclusive member benefits. No matter your situation – bad credit, complex income – we match you with the right lender for a ‘yes’.

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We Provide the Best Loan Services

We’ll work closely with you to understand your goals, assess your financial circumstances, and explore a variety of mortgage products from different lenders. We’ll then guide you through the application process, ensuring that you have all the necessary information and documentation to make an informed decision.

All Services

Access to over 90 UK Lenders

We find the most financially beneficial choices specifically designed to fit your unique circumstances.

7 days a week availability

When you're ready to turn your dream home into a reality, we'll be there to help you every step of the way

Same day approval

With our help, you can uncover your borrowing potential in a streamlined 20-minute process

Personal dedicated advisors

From start to finish, you'll have a dedicated advisor by your side to guide you through every stage of the mortgage application process

Real Clients with Honest Review

Whether you’re a first-time homebuyer or a seasoned homeowner, our advisors are committed to providing you with the exceptional service and expertise you deserve. With our help, you can find the mortgage that fits your needs, budget, and lifestyle, allowing you to achieve your homeownership dreams.

Thanks to Equity! my small business received the funding it needed to expand. The application process was smooth, and the team was incredibly supportive throughout.

Aamir Graves

Business Owner

I'm grateful to have found Equity for my startup. They offered flexible loan options and guided me every step of the way. My business is thriving, and it's all thanks to them.

Brendan Barry

Entrepreneur

The team at Equity took the time to understand our specific needs. They offered competitive rates and a flexible repayment plan that helped us expand our manufacturing operations.

Jennie Woods

Manufacturing Business

I can't thank Equity enough for helping me secure the financing I needed to open my dream retail store. Their team is responsive, professional, and truly cares about their clients' success.

Gerard Todd

Businessman

Application Process for Home Equity Loans

The application process for home equity loans is generally straightforward:

Complete the Application

Fill in and submit he secure loan application

Provide Your Document

Provide document proofs such as income verification and property appraisals.

Underwriting and Approval

The lender will review your application to make a final decision on your loan approval.

Loan Approval

Finalise the loan documentation and receive the loan funds.

Crafting Success Stories through Our Loans

£270,000

average UK homeowner equity

20+

Years of Experience

£50,000

average UK home equity loan amount

1,000's

Customers Helped

Read Our Latest Blog & Articles

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November 18, 2023

How home equity loan works

How home equity loan worksA home equity loan is a type of loan that allows you to borrow...

Your Questions Answered

FAQ’s

For more FAQ’s see our FAQ Page

A home equity loan is a loan that is secured on your property. If you have equity in your home – the difference between your property’s value and any outstanding mortgages/secured loans – then you can borrow some or all of this equity. A home equity loan involves the lender taking a legal ‘charge’ over your home as security for the loan. This means that your home is at risk if you don’t keep up repayments on the loan.
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